Privacy Policy

This privacy policy governs your use of products, services, content, features, technologies, or functions offered by Bex-IT Digital Solutions Limited ‘the Developer’ or through any of its agents/representatives (collectively referred to herein as “the Developer”) and all related sites, applications, and services (collectively referred to herein as “Beezlinq Services”) including, without limitation, when you provide any information in relation to your use of Beezlinq Services.

By voluntarily providing us with personal and other information, signing up for, accessing, or using the Beezlinq Services, you accept and consent to this privacy policy. Thereby, acknowledging and agreeing that such information may be transferred from your current location to the offices and servers of the developer and/or authorised third parties. For the avoidance of all doubt, by accepting and consenting to this privacy policy, you expressly consent to the developer’s collection, use, disclosure, and protection of your personal information and hereby direct the developer to collect, use, disclose and/or protect such data in a manner consistent with the requirements of the law and this privacy policy.

Ownership

This Application and its content, materials or information contained therein constitute the intellectual property of Bex – IT Digital Solutions Limited (BEX - IT) and shall be used only in accordance with the Terms and Conditions contained herein or as may be revised from time to time by BEX – IT. The materials and/or features contained in this Application are protected by intellectual property laws including copyright, patent and trademark laws and any unauthorized use may constitute intellectual property right infringement and violation of other relevant laws.

Overview

The Provider (hereinafter referred to as “we” or “us”) has adopted this Privacy Policy to govern the use of Beezlinq Services by all users (hereinafter referred to as “you”), which includes, without limitation, individuals who use Beezlinq Services for personal purposes (the “Customers”) and those who use the Beezlinq Services in the course of their trade or business (the “Merchants”).For the avoidance of doubt, this Privacy Policy applies to all users, unless otherwise expressly excluded by written agreement. By consenting to, and agreeing to the terms of this Privacy Policy, you expressly consent and agree to us processing the data you submit and/or generate in the manner set out herein.

The Provider takes its access to such information very seriously and will use it only in accordance with the terms of this Privacy Policy, which describes the information we collect and how we use, share, and protect that information. For the purposes of this Privacy Policy, the term “information” means any confidential and/or personally identifiable information or other information related to users of Services, including but not limited to Customers and Merchants.

Collection and Use of Data

Data Submitted

We collect and may use information such as:

1. Your account information (the “Account Information”), which includes without limitation: name, address, phone number(s), email address, username, photograph, IP address, account number(s), account types, government-issued identification number(s), date of birth, physical address, source of funds, currency and other payment preferences as may be determined by the Developer from time to time;
2. Certain features on the mobile device such as gallery, camera, contacts, calendar etc.
3. In order to create, manage user account, deliver, improve products and services. User might (not required to) upload some files which includes images, documents, etc.
4. Communications between you and us for customer service and/or other purposes (e.g., by emails, faxes, phone calls, tweets, etc.);
5. The emails and phone numbers of your contacts, if you choose to invite them to use one or more of the Beezlinq services as part of a referral program (unless your contact opts to unsubscribe from our commercial mailing list(s));
6. Data generated by or about using Beezlinq Services, including information related to the nature and other details of usage.
7. The unique identification number associated with your mobile device used to access any of our applications. For iOS users, we also collect the Apple-recommended CFUUID (the Core Foundation Universally Unique Identifier); and
8. Other commercial and/or identification information required for us to comply with our obligations under applicable laws and regulations.

Data Generated:

We also automatically collect and may use the following data:

Cookies:

We use cookies on our application to collect data about your visit and to allow you to navigate from page to page without having to login again on each page. We use cookies to recognise you as a customer, customise Beezlinq Services, content, and advertising, measure promotional effectiveness, help ensure that your account security is not compromised, mitigate risk, and prevent fraud, and to promote trust and safety across our Beezlinq Services.

Cookies also allow us to count visits and see which areas and features of our application are most popular. We do not link the information we store in cookies to any information you submit while on our application. However, our use of cookies and other technologies may allow us and third parties to collect information about your browsing activities over time and across different websites following your use of Beezlinq Services.

Analytics:

When you visit and/or use our application, we use third party analysis tools to collect data about your device and internet connection. That information includes the IP address of your device and/or internet developer, when you access our application, the internet address of websites and/or applications from which you link to our application and from which you came before landing on our application, the browser that you are using, and your navigation and preferences on our application.

All this information is used internally for the purpose of understanding how our application is being used and improving our application. We also use third party analysis tools to collect data about your use of our applications. The information collected identifies the nature and timing of the actions you take within our applications, including installation, registration, uploading, and certain types of navigation. All this information is used internally for the purpose of understanding how our applications are being used and to facilitate the improvement of said applications.

Action Tags:

When you visit our application, we use action tags (also called pixel tags, clear GIF or beacons) to identify some of the pages that you visit and how you use the content on those pages. Action tags may collect and transmit this data in a manner that identifies you if you have registered with our website and/application or are logged into our website. We also use action tags in our emails to determine whether an email was opened or whether it was forwarded to someone else. When you use our mobile apps, we use action tags where you are accessing websites from links in our mobile apps. These may identify the pages that you visit and how you use the content on those pages.

Site Management:

We aggregate data that we collect about the use of our application for administration purposes, to protect and improve our application and our systems, to better understand the preferences of our our application users and/ or visitors and optimize the content that we serve, to identify server problems, to compile aggregated statistics about our application usage, and to improve our marketing and research.

Data Protection and Security

Data Protection:

The Developer is committed to observing high standards of information security. We use computer safeguards such as firewalls and data encryption, enforce physical access controls to our buildings and files, and authorise access to personal information only for those employees who require it to fulfil their job responsibilities. While we use reasonable physical, electronic and procedural safeguards to protect your personal information from loss, misuse, unauthorised access or disclosure, alteration and destruction, please be advised that we do not accept responsibility for the security of any data transmitted over the internet or information stored, posted or provided directly to a third-party website and/or application, which is governed by that third party’s policies.

Password Protection:

Your ability to securely use Beezlinq Services also depends on your protection of your login credentials such as your product password. We strongly recommend that you do not share your password(s) or security information with anyone. The Developer will never ask you for your password. Therefore, any email or other communication requesting your password, or any similar security information should be treated as unauthorised and suspicious. In the event that you receive such a communication, please promptly forward it to Beezlinq Helpdesk ([email protected], +234 (0) 907 110 0077)

If you do share your password(s) with a third party for any reason, including because the third party has promised to provide you additional services such as account aggregation, the third party will have access to your account and your personal information, and you will generally be considered responsible for any and all actions taken using your password. If you believe that someone else has obtained access to your password, please change it immediately by logging in to your account and changing your profile settings. We also strongly recommend that you also contact Beezlinq Helpdesk ([email protected], +234 (0) 907 110 00770) immediately.

Data Retention

If you wish to permanently close an account associated with one or more Beezlinq Services, please let us know by submitting a request to Beezlinq Helpdesk ([email protected], +234 (0) 907 110 00770). We may retain information about you in our databases for as long as your account is active or as needed to provide Beezlinq Services to you. Additionally, our retention and use of your information will be in accordance with applicable law, including our legal obligations, interest in resolving any disputes, and the enforcement of all relevant agreements. It is important to note that the retention period may extend beyond the end of your relationship with us, as required by law or as deemed necessary in our absolute discretion.

Data Sharing and Retention

The Developer works with third-party developers that offer important functions to us, which facilitate or support our Beezlinq Services in some way. We, therefore, disclose user data to such third-party developers from time to time so that their services can be effectively performed. The Developer may also share your information for the purposes of fraud prevention, risk management, customer service, legal compliance, and the provision of our services, particularly in circumstances where:

1. You have consented or otherwise given us permission to share said information.
2. We have aggregated or de-identified the information, so that it cannot reasonably be used to identify you;
3. It is required by a third-party developer who we use in delivering our service, including certain advertising, referral, operations, financial services and technology services (such as hosting developers, identity verification, support, payment, and email developers).
4. It is, or we reasonably believe it to be, required by applicable law or legal process.
5. It becomes necessary to protect the rights, property and safety of the Developer, our users, and the public, including, for example, in connection with court proceedings, or to detect or prevent criminal activity, fraud, material misrepresentation, or to establish our rights or defend against legal claims; and
6. It relates to the sale, merger, transfer, or reorganization of all or part(s) of our business.

Log Files

Beezlinq follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Developer (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analysing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Other websites, Social Media Platforms and Online Services

Our Beezlinq Services may incorporate links to other applications, websites, social media platforms or online services, whose privacy policies may differ from those of the Developer. Please be aware that if you submit information to any such application, website, social media platform or online service, your information is governed by their privacy policies, which should be read carefully prior to use. The Developer is not responsible for the practices or procedures of such third parties.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of Beezlinq.
Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Beezlinq, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.
Note that Beezlinq has no access to or control over these cookies that are used by third-party advertisers.

Notification of Changes

This Privacy Policy may be revised over time as new features are added to the Beezlinq Services or as we incorporate suggestions from our Users. We may change this Privacy Policy at any time by posting a revised version of it on our website and/or application. Unless we have reasonable cause to do otherwise, we will provide you with at least 30 days' prior notice of the effective date of the revised privacy policy. This notice may take the form of a post on the 'Policy Updates' page of our website(s), application and/or an email. As of the effective date of the revised privacy policy, you will be considered to have consented to all changes if you continue to use Beezlinq Services. If, however, you disagree with any terms of this Privacy Policy, you may close your account at any time.

Accountability

The Developer is responsible for ensuring that our day-to-day practices and procedures comply with this Privacy Policy. Should you wish to access your information or have any questions about this Privacy Policy, the Developer’s information practices, or your relationship with the Developer, please feel free to contact us at Beezlinq Helpdesk ([email protected], +234 (0) 907 110 0077).

Governing Law

This Terms and Conditions shall be governed, construed, and enforced in accordance with the laws of the Federal Republic of Nigeria and its conflict of laws principles.